YOUR CANADIAN MORTGAGE BROKER
We are a premier Canadian mortgage brokerage that connects
clients with the top mortgage lenders and mortgage associates accross Canada!
Looking for Canadian mortgage financing options?
- Have you spotted your dream home?
- Do you know how to obtain the required finances?
- Are you tired of high interest rates?
- Are you worried about not having funds
to meet required down payments?
- Is your credit less-than-perfect?
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If you've answered yes to any of the above questions MyMortgage.ca can help you!
MyMortgage.ca offers the best Canadian home mortgage financing loan services across Canada. MyMortgage.ca is in tune with your specific mortgage requirements. We work with a network of prescreened Canadian mortgage lenders offering excellent loan programs at very competitive rates.
MyMortgage.ca understands the problems associated with securing all types of Canadian mortgage financing. We help clients find the best mortgage loan programs in Canada as per their situation. Since our Canadian lenders compete for your business, you will get the most competitive rates possible and best mortgage product available to suit your needs!
Regardless of your current situation whether you are a first time homebuyer; you require improved terms on your existing Canadian home mortgage loan; looking to utilise your home equity value to meet personal expenses; or are on your fifth rental property; MyMortgage.ca is here to help!
We continuously follow Canadian real estate and Canadian home mortgage markets to keep ourselves and our clients up to date. Sign up to our FREE news letter and mortgage rate updater. MyMortgage.ca will provide you with useful tools such as Canadian mortgage calculators and insight into the mortgage financing process. Feel free to use any one of our five online Canadian mortgage calculators today.
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Apply online and get the best Canadian home mortgage financing loans suited for your needs, offered from top Canadian mortgage lenders. MyMortgage.ca will respond to you within 24 hours of a submitted online application.
Why approach MyMortgage.ca for a Canadian mortgage financing loan?
- Efficient and personalised service provided by accredited Canadian mortgage associates
- Provide Canadian mortgage loans customized to suit individual needs
- Quick no-obligation pre-approvals and approvals
- Flexible approval process
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- MyMortgage.ca was founded on principles of trust integrity and delivery of outstanding service
The New Rules are as follows:
Amortization period is REDUCED to 25 years for high ratio applications. Banks can continue to offer 30 year amortization on LTV’s 80% or less.
Refinancing is REDUCED from 85% LTV to 80%.
Limit GDS to 39% and TDS to 44%.
Maximum purchase price for government backed mortgage insurance is $1 million. Homes above $1 million must have 20% down payment.
Although these adjustments are in force July 9th, exceptions have been allowed on binding Purchase & Sale financing & refinancing agreements where the application is made prior to July 9th.
Any mortgage insurance application received after June 21st and before July 9th, that does NOT conform to the new guidelines must fund by December 31st, 2012.
The Bank of Canada today announced that it is maintaining its target for the overnight rate at 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent.
Unit 207, 4603 Varsity Drive NW
Calgary, AB. T3A 2V7